Our mission is to save you money and get better benefits by using a Health Savings Account (HSA) in conjunction with a High Deductible Health Plan (HDHP). Most agents work on a commission, therefore it is typical of most agents to get you to purchase the most expensive plan they can. Our goal is to serve you, not to sell you. Using a plan which limits your risk exposure allows you to use tax free dollars for co-pays, prescriptions, and other health related expenses, you could cut your monthly health insurance premium by one third.
It is suggested that you enjoy this ABC News Video on a case history of conversion to an HSA, then follow these easy steps to better understanding how to save money, get better benefits, and decrease your overall risk exposure!
Go to our free quote web page and plug in your family's information (usually age, zip code and smoking status are all that is required to get a quote)..
Or contact the agent who referred you to this site.
Compare plans and choose the one you decide provides the best protection at the best rate, or ask your agent to advise you on your options.
Utilizing our HIPPA compliant secure application to qualify you through our seventeen question submission process.
NOTE: When your application is approved, you will need to open an account with a reputable bank, and we recommend Stearns Bank and offer this easy to use online application, or you can download this convenient PDF file to fill out.
Start saving cash on premiums and build interest in your Health Savings Account today!
None of us likes to be bothered by a pushy salesperson. If you pay a lower premium, it lowers the agent's commission, but our system is structured to provide you what you need, not what an agent would prefer.
We encourage you to get the facts yourself. We have included a link for you to enter pertinent information for you (or your family), so you can see a variety of plans to compare the costs. Dive deeper into our web site to learn more about HSAs and HDHPs -- THIS IS WHERE AN AGENT CAN BE HELPFUL.
Our goal is to build you a plan to meet your needs and your budget! By allowing us to do so on your terms it will allow us to build a relationship over the next three years because that is the next time you will see a rate increase! Does your current plan offer that?
We look forward to serving you and your family in your health and life insurance needs!
WE ALSO HAVE PLANS THAT WILL ALLOW YOU TO LOCK YOUR PREMIUM IN FOR 36 MONTHS - that will save most families between four and five thousand dollars in each year.
